Personal Finance Basics
Budgeting, saving, credit, and debt. The money skills school skips.
Topics in this module
Budgeting
— Plan where your money goes before it disappears.
Saving and Emergency Funds
— Build a cushion so a surprise bill does not become a crisis.
Banking Basics
— How accounts, interest, and deposit protection actually work.
Credit Scores
— The number lenders use to decide if they trust you.
Credit Cards
— A useful tool or an expensive trap, depending on how you use it.
Debt and Loans
— How borrowing works, and how to pay it back smartly.
Taxes Basics
— Where part of your paycheck goes, and why a refund is not free money.
Insurance and Risk
— Paying a little now to avoid a catastrophic bill later.