Digital Money Life — What you actually own online, and your consumer rights.
When you 'buy' a digital movie or game, you usually get a license to use it, not full ownership, so it can disappear if a service shuts down.
Terms of service: The rules you agree to when using a service, often long and dense, covering your data, content, and rights.
Credit cards often offer stronger fraud protection than debit for online purchases, and a chargeback lets you dispute a fraudulent or faulty charge.
Knowing your consumer rights, like returns, chargebacks, and complaint channels, helps you respond when an online deal goes wrong.
12 practice questions with explanations. Free, and no account is needed to start.