Career and Income — Why your salary is only part of what a job is worth.
Your salary is only part of what a job is worth. Benefits can add thousands in real value.
Total compensation: Your salary plus the value of benefits like health insurance, a retirement match, and paid time off.
An employer 401(k) match adds to your retirement based on what you contribute. Not getting the full match is leaving guaranteed money on the table.
Vesting: The schedule by which employer contributions become fully yours. Leaving early can mean forfeiting some of them.
When comparing offers, add the dollar value of benefits to the salary. A lower salary with strong benefits can win.
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